Investments

Investing money needs careful consideration and you need to be absolutely sure of the risks involved. This section provides generic information on different types of saving & investment. You should seek advice appropriate to your specific circumstances prior to making any decisions.

Past performance is no guarantee to future performance and investments may fall as well as rise and you may not get back your original investment.


The value of investments and the income they produce can fall as well as rise. You may get back less than you invested.

Trusts are not regulated by the Financial Conduct Authority.

Investors do not pay any personal tax on income or gains, but ISAs do pay unrecoverable tax on income from stocks and shares received by the ISA managers.

Tax treatment varies according to individual circumstances and is subject to change.

 

Asset-backed Investments

Asset-backed Investments

Here we attempt to explain in simple terms all the different asset backed investments open to the individual investor, from contribution levels right through to taxation treatment of each investment.

Deposit Based Investment

Deposit Based Investment

In this document we look at all the various deposit based investment vehicles available in the marketplace today and what they mean to the individual investor.

Individual Savings Accounts (ISAs)

Individual Savings Accounts (ISAs)

Under the so-called 'New ISA' (or NISA), Cash ISAs and Stocks and Shares ISAs have effectively been merged, with the overall combined limit in 2020/21 at £20,000, while several new ISA variants, offer savings "bonuses".

Investment Overview

Investment Overview

This document looks at the different investment vehicles available to the individual investor together with the key points to note. This is an at-a-glance guide with more detailed information being contained in the other documents on this page. The value of investments and income from them may go down. You may not get back the original amount invested and the levels, basis and reliefs of taxation are subject to change.

Markets

Britain's FTSE 100 and mid-cap FTSE 250 had their best session in three weeks on Tuesday as upbeat Chinese factory data fuelled hopes for a global economic recovery from the COVID-19 crisis.
With the FTSE 100 index in recovery mode and interest rates near zero, I think it's time to look for high-yield dividend shares to buy for the long term.
UK stocks are still available at a 10%-15% discount to Europe, and the long-term outlook isn't all bad, analysts argue
I think these brilliant UK shares from the FTSE 250 could help me get stinking rich during the new bull market. Come take a look!
Looking for shares to take you through 2021 and beyond? Have a look at these five dividend stocks, says Rachael FitzGerald-Finch.